Gomercury.com Pre Approved Application – [Apply Online 2024]

WWW.GOMERCURY.COM Pre Approved Application Apply Online: In this article, I will teach you “How to Apply for Mercury Credit Card Online?”.

First of all, I would like to let you know that Gomercury changed its web address from “www.gomercury.com” to “www.mercurycards.com“.

www.gomercury.com pre approved application

Table of Contents

WWW.GOMERCURY.COM Pre Approved Application Apply Online 15th April 2024

NameGomercury Credit Card
Annual Percentage Rate(APR)30.24% to 30.49%
Late Payment Fees$41
Grace Period23 Days
Balance Transfer Fees$5 or 4%
Cash Advance Fees$10 or 5%
Foreign Transaction Fees3%

www.gomercury.com Pre Approved Application means you will receive an email from the Gomercury.com website with a reservation code. With the help of the Gomercury.com reservation code only you can apply for Gomercury Credit Card online.

Please note that there is no option available on the www.gomercury.com website to get the Gomercury reservation code.

Gomercury will get and review your credit profile from credit bureaus. If you’re eligible you’ll get a reservation code from the Gomercury website automatically.

Still, If you have any queries regarding Gomercury New Application or want to know the application status call 833-766-4844.

How to Activate Gomercury.com Reservation Code?

If you have received a pre-approved offer email from Gomercury with a reservation code, follow the steps I have mentioned below to activate your reservation.

  • Visit Gomercury Activate Your Reservation page
  • Fill up the required details such as reservation code and the last four digits of your SSN(Social Security Number)
  • Submit the application. If needed provide additional details.
gomercury.com reservation code activate

Once you apply, Gomercury will conduct a hard inquiry about your credit profile and show you the result immediately. It will affect your credit score for a little while.

If your application is approved you’ll get your Gomercury credit card within 7-10 business days.

WWW.GOMERCURY.COM Pre Approved Application Requirements

  • Must be a U.S. citizen or permanent resident
  • Must be at least 18 years old
  • Must have a valid Social Security number(SSN)
  • Must have reservation code

These are the requirements for the www.gomercury.com pre approved application.

Mercury Credit Card Application Apply Online

  • Open the “www.mercurycards.com/cards/” webpage and click the “Respond to Offer” option in the menu
  • Fill up the required fields such as reservation code and last four digits of SSN. If you already completed this step and want to continue the application setup then click the “My Application->Continue Application” option in the menu
  • If any additional information is asked fill up those and submit the application

That’s it. The decision will be shown immediately whether your application is approved or not. If your gomercury.com application is approved then you will receive Gomercury Credit Card within 7-10 business days.

How to Activate Gomercury Credit Card Online?

It is compulsory to activate your gomercury credit card. To activate the Gomercury Credit Card, follow the steps I have mentioned below.

  • Open Gomercury Activate Your Card webpage
  • Enter your card number, the last four digits of your SSN(Social Security Number), and your birth month & year
  • Submit the form by clicking the “Proceed” button

If the provided details are correct then your credit card will be activated immediately.

activate gomercury credit card online

How to Check for Gomercury Credit Card Pre Approval?

You can check Gomercury Credit Card Pre Approval in your email inbox. If you’re eligible you will receive a www.gomercury.com pre approved application with a reservation code offer via email from www.gomercury.com.

Please note that, to assess your eligibility Mercury Cards perform a soft pull on your credit. If you respond to their pre-approved email then they will perform a hard pull which might lower your credit for a little while.

Details About WWW.GOMERCURY.COM Pre Approved Application

www.gomercury.com now known as Mercurycards.com is a finance company that offers Mastercard Credit Cards and Visa Credit Cards.

Gomercury Credit Card App is available on Google Play Store and Apple App Store. You can use the Mercury credit card at over 40 million places.

You can check your balance, pay your bill, see your statements, and redeem your reward via Gomercury App and website.

The Gomercury Credit Card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Mastercard® International Incorporated or Visa.

What is the “WWW.GOMERCURY.COM Code”?

www.gomercury.com code means Gomercury Reservation Code. You will receive the gomercury reservation code in your email along with the gomercury.com pre approved offer.

Gomercury Reservation Code is very important to apply for Gomercury Credit Card. Without Gomercury Reservation Code, you can’t apply for Gomercury Credit Card online.

www.seiu.gomercury.com Benefits

SEIU is an abbreviation for Service Employees International Union. If you become a SEIU Member then you can get special discounts at thousands of stores and favorite merchants. Following are the SEIU Benefits,

  • Manage finances better
  • Protect your family
  • Cut your cost of living
  • Travel for less

How to Make Gomercury Credit Card Payment?

You can make a Gomercury Credit Card Payment via various methods such as Online, Mobile App, Automated Phone Service, Auto Pay, and Mail but it is recommended to make a Gomercury Credit Card payment online using its website or mobile app.

Gomercury Credit Card Payment Online

You can make a payment for your Gomercury Credit Card without signing in to your account. Follow the steps I have mentioned below.

  • Open Gomercury Make a Payment webpage
  • Fill up your Birth Month, Birth Year, Credit Card Number, or Social Security Number
  • Click “Continue” and make payment using a debit card or savings account

You can also make a payment by signing into your account and clicking the “Make a Payment” option on your account summary page.

Gomercury Credit Card Payment by Mail

Just send payments by mail to the following address.


Card Services
PO Box 70168
Philadelphia, PA 19176-0168

Overnight Payment Address:-

Lockbox Services
Box #70168
400 White Clay Center Dr
Newark, DE 19711

Note:- Don't forget to mention your name and the last four digits of your account number. The overnight Payment Address is to be used for overnight deliveries only.

Gomercury Credit Card Payment by Automated Phone Service

You can make a payment by calling the number which is shown on the back of your credit card. Otherwise, Call 866-686-2158(24*7) | +1-706-494-5025(For International).

Gomercury Credit Card Payment by Auto Pay

You can enroll in AutoPay by clicking AutoPay on the account summary page. The payment is paid automatically on your payment due date. You have to keep the balance on your account on the due date. You can cancel AutoPay 3 days before your due date.

Gomercury Credit Card Payment By Mobile App

You can also make a payment via Gomercury Android App or iOS App. Download the Gomercury App from Google Play Store or Apple App Store, log in to your account, and make a payment using a debit card or savings account.

Gomercury Android and iOS App

I recommend everyone to download Gomercury mobile app. With the help of the Gomercury Application, you can check your balance, make a payment, see your statements, and redeem rewards easily. Do you know? Gomercury Android App has a 4.4 Star Rating in Google Play Store.

The Gomercury mobile app is available on both iOS and Android platforms. You can download the Gomercury app by clicking the following buttons.

If you’re having trouble on the website or mobile app then please call 833-766-4844

Gomercury Credit Card Customer Service Number, Gomercury Credit Card Phone Number

If want to make a payment by phone or if you’re facing any issues on the website or mobile app then contact them via the following phone numbers.

  • Payment By Phone: Call 866-686-2158(24*7) or +1-706-494-5025
  • For Website or Mobile App issues or New Application Assistance: Call 833-766-4844

Gomercury Credit Card Alternatives

These are the best 3 alternatives to Gomercury Credit Card. I will keep updating this section with credit cards name that offers the lowest APR, late payment fees, balance transfer fees, and foreign transaction fees.

  • Yourvervecard
  • Milestone Credit Card
  • Indigo Credit Card

Milestone Credit Card

If you don’t have a reservation code for Gomercury Credit Card then apply for Milestone Credit Card via the MilestoneApply.com website. It won’t require a reservation code. It will show the offers for you without impacting your credit score.


You can find some good reviews and bad reviews about Gomercury Credit Card on the WalletHub website. It depends on the users.

The things you’ve to notice are the Annual Percentage Rate(APR), Grace Period, Late Payment Fees, Balance Transfer Fees, and Cash Advance Fees.

Compare these with other credit card providers, If you find Gomercury Credit Card is good then respond to the offer mail otherwise don’t.

If you pay money on time then it will be good. Otherwise, you have to pay additional charges. If you are a Gomercury Credit Card user then please post your review about Gomercury Credit Card in the comment section. It will help others.

Types of Credit Cards Offered By Gomercury

Gomercury offers both Visa Cards and Mastercard. Annual Percentage Rate(APR), Grace Period, Late Payment Fees, Balance Transfer Fees, and Cash Advance Fees will vary for every Gomercury Credit Card so don’t forget to check the Gomercury Agreements page.

  • Mercury® Rewards Visa® Card
  • NEA® Mercury® Mastercard®
  • SEIU℠ Mercury® Mastercard®
  • Free Spirit® Points Mastercard®

Gomercury Credit Card Differences

The only difference between the credit cards offered by Gomercury is “Foreign Transaction Fees“.

As you can see in the following table, the Annual Percentage Rate(APR), Balance Transfer Fees, Cash Advance Fees, Grace Period, and Annual Fees are the same for all the credit cards offered by Gomercury.

Mercury® Rewards Visa® CardNEA® Mercury® Mastercard®SEIU℠ Mercury® Mastercard®Free Spirit® Points Mastercard®
Annual Percentage Rate30.24% to 30.49%30.24% to 30.49%30.24% to 30.49%30.24% to 30.49%
Balance Transfer Fees$5 or 4%$5 or 4%$5 or 4%$5 or 4%
Cash Advance Fees$10 or 5%$10 or 5%$10 or 5%$10 or 5%
Grace Period23 Days23 Days23 Days23 Days
Annual FeesNoneNoneNoneNone
Foreign Transaction Fees3%3%3%None

Gomercury Mobile Wallet

Paying with your Gomercury Credit Card using a mobile wallet is safe and secure so Gomercury recommends its users use mobile wallets such as Apple Mobile Wallet or Samsung Mobile Wallet or Google Mobile Wallet.

If you don’t know “What is Mobile Wallet” and “How to use Mobile Wallet to make payments at merchants“, don’t worry! let me teach you.

What is Mobile Wallet?

Mobile Wallets are used to store your credit card or debit card information on your mobile which is used to make transactions at merchants without sharing credit card or debit card details. Do you know? You can use Mobile Wallets to shop online.

How to use Mobile Wallets to Make Payments to Merchants?

Mobile wallets are using near-field communication technology(NFC) so you have to hold the device nearby the payment terminal and authenticate the transaction with a PIN or biometrics which means you don’t have to share your credit card or debit card details with merchants. There are 3 popular digital wallets available. Those are,

Advantages of Using Mobile Wallet with Gomercury Credit Card

A lot of Credit Card users are complaining of unauthorized transactions. When you use a credit card to make a payment online, it won’t ask for OTP or authorization.

If the website owners stored your credit card information then they will use it to make purchases online. To avoid this issue, mobile wallets come into play.

If you don’t share your credit card information at merchants or online then you won’t face any unauthorized transaction problems. This is the reason Gomercury recommends its users make use of Mobile Wallets.

Gomercury Social Networks

To keep updated with Gomercury offers and announcements, don’t forget to join the Gomercury Social Networks. You can join Gomercury’s Facebook, Twitter, and LinkedIn by clicking the following buttons.

Frequently Asked Questions

How Can Apply for Gomercury Credit Card on Gomercury.com?

You can able to apply only if you have been pre-approved and received a reservation code from mercurycards.com.

I Lost My Gomercury.com Reservation Code What Can I Do?

If you lost the gomercury.com reservation code then you can’t do anything. You need to wait for another pre-approved offer.

What Does Gomercury.com Pre Approved Mean?

It means your credit profile is reviewed by gomercury.com and they offered Pre Approved Credit Card.

What Credit Score Do You Need for a Gomercury Credit Card?

The minimum credit score required for Gomercury Credit Card Pre Approval is 550.

Does Gomercury Credit Card Give Credit Increases?

Yes, Gomercury Credit Card gives credit increases. It is based on timely repayments and various factors.

Can I Apply for a Gomercury Credit Card without a Reservation Code?

You can apply for Gomercury Credit Card only if you’re pre-approved with a reservation code.

Final Words

I hope this article helps you to know the details about www.gomercury.com Pre Approved Application, and Gomercury.com Reservation Code. If you have any doubts about this topic then please ask your doubts in the comment section. Share this article with others to help them know about Mercury Credit Card.

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Hi, I'm Ranjith a full-time Blogger, YouTuber, Affiliate Marketer, & Founder of Coding Diksha. Here, I post articles on various topics such as Finance, Gaming, and Education.

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